Your path to financial freedom starts today.
For over 20 years, I’ve worked with Canadian homeowners who earn well, save consistently, and still feel financially stuck. Rising taxes, higher living costs, and non-deductible mortgage debt quietly limit progress—often without people realizing why.
What’s missing is not effort. It’s alignment. Most advice treats mortgages, investing, and real estate as separate decisions. In reality, they must work together. When they don’t, homeowners lose years of potential growth and tax efficiency.
That’s where my approach is different. I don’t present The Smith Manoeuvre as a theory. I help qualified homeowners determine if it truly fits their situation, structure it correctly, and avoid the common execution mistakes that derail results.
When implemented properly, The Smith Manoeuvre can transform how your mortgage works—turning home equity into a disciplined, long-term wealth strategy without increasing monthly cash-flow strain.
My role is to simplify the strategy, coordinate the moving parts, and help you make confident, informed decisions.
-Ravi
Ravi Bhindi, Realtor
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
It's time to master your mortgage
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Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
Take the first steps today
Your Smith Manoeuvre Certified Professional™
Ravi Bhindi
Ravi Bhindi is a Canadian real estate advisor and wealth-strategy facilitator with over 20 years of experience guiding homeowners through complex property, borrowing, and long-term planning decisions. Based in Surrey, British Columbia, Ravi has built his practice on education, structure, and disciplined execution—not sales pressure.
His expertise sits at the intersection of real estate, mortgage strategy, and tax-aware planning. Ravi works closely with homeowners to assess advanced strategies such as the Smith Manoeuvre, helping determine suitability, structure execution correctly, and avoid the common missteps that can compromise results. His approach emphasizes alignment—ensuring that real estate decisions, lending structures, and long-term goals work together rather than in isolation.
Known for his clear communication and strategic mindset, Ravi simplifies complex financial concepts so clients can make confident, informed decisions. He collaborates with lenders and tax professionals to support proper implementation while remaining focused on risk management and long-term outcomes.
Clients value Ravi for his integrity, clarity, and commitment to protecting their financial interests over time.
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